Can individual investors ever get access to “institutional-level” research capability?
Traditionally, the answer was no. You either spent a huge amount of time reading financial reports, industry research and corporate disclosures, or you just followed the crowd and chased news headlines.
Now, this answer can finally become “yes” — at a very low cost.
Today, I want to share a small product I built: AI Stock — an online tool that helps you generate “institutional-style” equity research reports based on a professional analysis framework.
What is AI Stock?
In simple terms, AI Stock is a website that lets you generate in-depth stock analysis reports with one click.
You only need to provide key information or questions about a stock, and the system will use a research framework I designed myself to produce a clear and well-structured report. It typically covers:
- Company overview and core business model
- Industry landscape and competitive position
- Financial performance and key metrics
- Valuation perspectives and risk factors
- A conclusion written for real-world investment decisions
You can access it here: https://aistock.tools.
The Core Problems It Solves
After several years of investing, I noticed that most individual investors struggle with three things:
- No clear research framework
They see a lot of information, but don’t know how to analyze a company from top to bottom in a systematic way. - No time for full research
After a long day at work, it’s hard to consistently read financial statements and collect data. - Don’t know what a “good report” looks like
Even if they do some research, the notes are scattered, not like a proper research report that can be reviewed later.
AI Stock tries to compress these three problems into one sentence and solve it:
> “Give me a stock, and I’ll help you write a research report in a professional framework that you can actually understand and review later.”
How to Use AI Stock
Using AI Stock is straightforward and can be summarized in three steps:
- Open the website: https://aistock.tools.
- Fill in the stock information and questions you care about (for example: business model, valuation, long-term growth story, etc.).
- Submit the form and wait for the AI to generate a full-stock analysis report. You can read it online or copy it to your notes.
There is no need to install any software or configure a complex quant environment. Everything runs in the browser.
How Is It Different from a General-Purpose AI Chat?
You might ask: why not just ask a generic AI model to analyze a stock?
The main differences are:
- A fixed research framework, not casual conversation
AI Stock is built around a structured framework derived from my own investment research practice, covering “industry – company – financials – valuation – risks” in a clear order. The output is closer to a real research report than a random collection of opinions. - More decision-oriented conclusions
The report focuses on questions such as: “Is this company worth further tracking or deeper research? What are the key things to watch?” rather than simply dumping information. - Better suited for long-term record-keeping
You can treat each generated report as an entry in your “investment journal” and later compare: what did you think back then, what turned out right or wrong, and how your framework evolved.
Who Is AI Stock For?
AI Stock is especially useful if you:
- Already have some investing experience and want to systemize your research workflow
- Do value investing or industry research and like to write down your thesis
- Want to learn business and financial analysis through individual stocks
- Are busy and prefer a “just open a webpage and use it” tool
If you only care about short-term price movements or day trading, AI Stock may not add much value.
But if you care about